:root{--bg:#fff;--fg:#1c2430;--mut:#5b6675;--pri:#0b5cad;--pri2:#0a4a8a;--soft:#f2f6fb;--line:#dde4ec}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--fg);background:var(--bg);line-height:1.65}
a{color:var(--pri)}img{max-width:100%;height:auto;display:block;border-radius:8px}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--fg);text-decoration:none}
.brand img{height:34px;border-radius:0}
nav a{margin-left:18px;text-decoration:none;color:var(--fg);font-weight:500}nav a.on,nav a:hover{color:var(--pri)}
.hero{background:linear-gradient(135deg,#0a3d73,#0b5cad);color:#fff;padding:64px 0}
.hero h1{font-size:clamp(28px,4vw,44px);line-height:1.2;margin:0 0 12px}.hero p{font-size:18px;max-width:760px;opacity:.95}
.btn{display:inline-block;background:#ff8a00;color:#fff;padding:12px 24px;border-radius:6px;text-decoration:none;font-weight:600;border:0;cursor:pointer;font-size:16px}
.btn:hover{background:#e67a00}.btn.alt{background:transparent;border:2px solid #fff;margin-left:10px}
section{padding:48px 0}section.soft{background:var(--soft)}
h2{font-size:28px;margin:0 0 16px}h3{margin:24px 0 8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.card{border:1px solid var(--line);border-radius:10px;padding:18px;background:#fff;display:flex;flex-direction:column}
.card h3{margin:12px 0 6px;font-size:19px}.card p{color:var(--mut);flex:1}
.two{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}
@media(max-width:800px){.two{grid-template-columns:1fr}nav a{margin:0 14px 0 0}}
table{border-collapse:collapse;width:100%;margin:12px 0}th,td{border:1px solid var(--line);padding:8px 10px;text-align:left}th{background:var(--soft)}
.cta{background:#0a3d73;color:#fff;text-align:center}.cta h2{color:#fff}
form{display:grid;gap:14px;max-width:640px}label{font-weight:600}
input,textarea,select{width:100%;padding:10px;border:1px solid var(--line);border-radius:6px;font:inherit}
footer{background:#111a24;color:#c9d2dc;padding:32px 0;font-size:14px}footer a{color:#9cc8ff}
.crumb{font-size:14px;color:var(--mut);margin:16px 0 0}